Every type of residential or commercial roofing system comes with its own set of advantages and disadvantages. When any roofing system ages, it is more prone to damages for several reasons, including natural calamities, aging, or even due to lack of proper maintenance. The overall cost for large scale roof repairs or replacement can burn a hole through your pocket.
So, to protect you from costly repairs, getting roofing insurance is a wise decision. Most people avoid getting one because they have a misconception that their home insurance covers their roof damages as well. In reality, there are several other myths that property owners fall prey to. Let's have a look at each one and debunk it for the greater good.
Myth 1 - It's Easy To Claim And Get Any Amount From Your Insurance Company
Don't believe that the roofing insurance company will give you any amount that you claim. There is a diligent process through which they determine the amount to be provided. Initially, the insurance company designates a roof inspector who conducts an inspection to know the extent of the damage. The company only pays for the damages reported by the roof inspector. If the cost of roof repair or replacement is higher than this amount, the extra amount will not be paid. If you want to avoid paying this extra amount from your own pocket, hire an experienced roofer for roof insurance claim assistance that can help you get the compensation you deserve.
Myth 2 - You Won't Have To Pay Any Deductible Fee
Some unscrupulous agents may lure you into buying a particular insurance package by telling you that you do not have to pay anything at the time of filing a claim. This is completely false. The fact is that you will be charged a deductible amount. Once that is paid, the insurance company pays the claim amount to the roofing contractor.
Myth 3 - You' Won't Get Insurance Approval until the Completion of Your Project
Another common misconception among property owners is that they think the claimed amount is provided only after the restoration/repair work is completed. In reality, though, the roofing company you hire can help you know the amount beforehand, and make the overall process more streamlined and smoother.
To Sum It Up:
Filing an insurance claim is not an easy process, especially for inexperienced property owners. We advise you to contact an expert to get through these steps. Not only will it ensure that the repair work is done on time, but it will also save you from the hassles and common mistakes involved in the filing process. Our team at Watkins Construction & Roofing will assist you in all filing cases and other roofing related issues. Feel free to give us a call at 601-966-8233 to talk to one of our experts. Alternatively, you can also fill out the contact form, and we will contact you right away. We serve Madison, Brandon, Byram and all Jackson, MS.
